Quantum Actuarial Science Platform
Risk is not a number.
Risk is a wave.
A professional workspace for wave-mechanical actuarial science: premium spectra, catastrophe wave visualisation, and spatial Cat Nat pricing.
Applications
Operational tools for wave-based actuarial work
QAS Premium Calculator
Compute energy-level premium rates and compare QAPM, loaded, Wang, and classical views.
Open app Live App 02Wave IBNR Provisioning
Estimate reserves using wave-based development patterns and uncertainty bounds.
Open app Live App 03Reinsurance Tunnelling
Model layer attachment and exhaustion with barrier-style transfer mechanics.
Open app Live App 04Portfolio Decoherence
Quantify diversification decay and portfolio coherence under multi-line exposure.
Open app Live App 05Cat Nat Wave Visualiser
Animate windstorm, earthquake, flood, and wildfire propagation on an interactive map.
Open app Live App 06QAPM Cat Nat Pricer
Compute spatially differentiated Cat Nat premiums for a policy portfolio.
Open app Live App 07Accumulation Zone Mapper
Detect interference zones, antinodes, and correlated accumulation patterns.
Open app Live App 08Climate Premium Drift
Project premium drift under climate scenarios and evolving hazard frequencies.
Open appFoundation
Built on Wave Mechanics of Risk
Classical actuarial models usually treat risk as a scalar loss distribution. Natural catastrophe risk has spatial structure, propagation speed, attenuation, and timing. The platform turns those physical features into pricing tools.
The methods are derived from the companion monograph by A. Bousabaa, University of Évry-Paris-Saclay.
Browse companion materialsMonograph
Wave Mechanics of Risk
A new paradigm for actuarial science, from premium energy levels to Cat Nat wave pricing.
Access
Simple pricing for exploration and professional use
Unlimited calculations, exports, multi-peril tools, and advanced modules as they launch.
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